Incorporated in 1993, Citizens Bank Guyana, Inc., began operations the following year and introduced local shareholding in 1996. The bank now is fully locally owned and, as of late September 2016, owns assets valued at more than USD $243 million. Citizens Bank Guyana employs nearly 150 people and operates four ATMs in Georgetown and at its six additional branches in New Amsterdam, Bartica, Charity, Camp Street, Parka, and Thirst Park.
Citizens Bank Guyana, Inc., offers a wide range of banking services for both individual and business customers. Individuals have access to the bank’s vehicle loan program, residential mortgages with competitive interest rates, credit cards, and online banking that includes bill pay and wire transfer services. In addition, commercial loans and mortgages are available for corporate customers, along with term loans and revolving lines of credit. Businesses also have access to services such as overdraft facility, which provides credit to fund daily operations; and payroll, where the bank processes salaries for the employees of account holders.